Why Are Heart Attacks Among Young Women ...

A study recently published in the journal of circulation reveals that young women are experiencing more heart attacks than ever before. The amount of heart-attack related hospital admissions of young patients (35-45)  in the US increased from 27% in 1995-99 to 32% in 2010-14. During this time, the number of women admitted jumped from 21% to 31%. But Why? These findings are “particularly striking because the population is aging, and yet we’re seeing that a higher proportion of heart attack patients are young patients,” said Dr. Harmony Reynolds, co-leader...

Just Turned 65 What You Need to Know Abo...

When people turn 65, they are eligible for Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). The federal government does not formally notify people when they are eligible for Medicare coverage, and failure to enroll at the correct time can lead to penalties and high out-of-pocket costs. Thus, it is important to know when and how to enroll. Do I Automatically Get Medicare When I Turn 65? Some people automatically get Medicare Part A and Part B upon turning 65. Americans do not need to sign up for Medicare Part A and Part B if they have received...

Medicare Plan F is Going Away – What You...

One in four Medicare recipients is underinsured, according to The Commonwealth Fund. The underinsured can experience high out-of-pocket costs that can reach $10,000 or more. High out-of-pocket costs can be avoided by purchasing a Medigap plan such as Medicare Plan F. Medicare Plan F is going away, though, leaving many scrambling to determine how to cover costs. What Is Medicare Supplement Plan F? Many people ask, “What is Medicare Plan F?” It is one of the ten Medigap plans currently available. These plans provide supplemental health insurance that covers various...

The Main Differences Between Medigap and...

Medicare Advantage and Medigap are two great ways that a Medicare beneficiary can offset out-of-pocket costs. One policy is more expensive than the other and includes extra benefits. The other is less expensive but has more restrictions. Medicare Advantage More than 17 million enrollees are estimated to have signed up for Medicare Advantage plans. Medicare Advantage has lower premiums but comes with copays. Medicare Advantage has a cap on out-of-pocket expenses. Medicare Advantage HMOs, you can visit only providers in your plan. With Medicare Advantage PPOs, you can visit...

Understanding Medicare Part D – In...

Medicare Part D is a program that was organized by the federal government in 2006. Those enrolled in a Part D plan receive discounts for their prescription drugs by either joining a Prescription Drug Plan or a Medicare Advantage Plan. Here’s what you need to know about the four phases users will go through while using the Part D plan. Phase 1: The initial deductible – The highest deductible a plan can charge in 2019 is $415. Phase 2: Coverage – The plan provides you with co-insurance or medication co-payment. Phase 3: The Donut Hole – Once you reach the...